Kia Optima Auto Insurance

The Kia Optima, manufactured by South Korean company Kia Motors, is classified as a mid-size sedan, featuring a 4-door sedan body style. It has been in production since the year 2000, with the first ones made available as a 2001 model year. The front-engine, front wheel drive sedan is now on its third generation.

Average Car Insurance Premiums for Kia Optima 4dr Sedan

Car Model Engine Average Premium
Kia Optima EX 4 cyl $1,477.00

Kia Optima Specs

For those who are interested in the latest Kia Optima, here are some of the model’s features.

Distinct Qualities

  • Static Bending Lights – Available HID Head Lamps that Increase Visibility
  • LED Daytime Running Lights
  • Active ECO System – Standard with the 6-Speed Automatic Optima
  • Theta II 2.4 MPI Engine – Maximum 180 ps Power and 23.6 kg-m Torque


  • Performance Dampers
  • 16 Inch Tires with Alloy Wheels for LX Model (17 Inch for EX), 18-Inch Tires with Alloy Sport Wheels for SX, 18 Inch Tires with Chrome Wheels for SXL

Standard Interior Features for All Models

  • USB and Auxiliary Input Jacks
  • Bluetooth Wireless Technology
  • Steering Wheel Mounted Control Buttons for Audio and Cruise
  • Active ECO System
  • Power Door Locks
  • Cooling Glove Box
  • Keyless Entry System
  • Trip Computer

Standard Safety Features

  • Dual Front Advanced Air Bags
  • Dual Front Seat Mounted Side Air Bags
  • Full Length Side Curtain Air Bags
  • 4-Wheel Disk Brakes with ABS
  • Vehicle Stability Management
  • Electronic Stability Control

To learn more about Kia Insurance Rates, click below:

Kia Forte
Kia Rio
Kia Sedona
Kia Sorento
Kia Soul
Kia Sportage