Nevada Auto Insurance

Posted by Harry Wagner

Are you tired of paying too much for your Nevada car insurance? If you are fed up with watching your rates increase each and every renewal, now is the time to compare Nevada auto insurance quotes and select a more affordable policy. To make the comparison process easier, simply enter your zip code in the field at the top of this page, enter your personal information, and get access to accurate auto insurance quotes in a matter of minutes. With this advanced tool, there is no reason why you cannot save money.

Nevada Car Insurance Laws and Requirements

The state of Nevada requires that all registered vehicles that are driven on public roadways must be insured with a minimum amount of liability insurance. To lower the number of uninsured motorists in the state, Nevada has deployed the Nevada LIVE Program. This program involves electronically verifying insurance on a continual basis with Nevada insurance companies. Drivers who do not carry continuous auto insurance can face a number of different penalties. These penalties include:

  • Registration suspension
  • Reinstatement fees (between $250 and $750)
  • Fines between $500 and $1000
  • SR-22 filing requirements
  • Citations and fines
  • Suspension of Driver License for 3rd offense

Obviously, it is much cheaper to carry insurance than it is to pay the fines associated with driving without insurance. In the state of Nevada, drivers are only required to carry liability insurance. This insurance will pay for damages and injuries that you cause in an at-fault accident. Any other coverage option offered by Nevada car insurance companies are considered optional and are not verified. The minimum requirements for auto insurance in NV are as follows:

  • Bodily Injury: $15,000 per person, $30,000 per accident
  • Property Damage: $10,000

It is important to take time to build a policy that provides you with more than just the minimum levels of protection. In the state of Nevada, you can purchase Medical Payments coverage, Uninsured Motorist Bodily Injury, Uninsured Motorist Property Damage, Comprehensive, and Collision coverage. Take time to build an adequate policy that protects both third-party drivers and yourself.

Tips to Finding Cheap Car Insurance in NV

You do not have to select the bare minimums in liability coverage just to keep your Nevada car insurance premiums low. In fact, if you take advantage of discounts, you can save money on your insurance and purchase even more protection. Here are some tips to keep in mind before you start comparing Nevada auto insurance quotes:

  • Good Student Discounts are available to full-time students
  • Low Annual Mileage discounts are available
  • Submit proof of prior licensing if you have been licensed in another state or country
  • Defensive Driver discounts can save you for 3 years
  • Alarm discounts
  • Multi-car or multi-line discounts may be eligible

Building a sufficient policy does not have to be a time consuming chore. If you want to save money on your insurance, use the tool above and compare rates today. By entering your zip code and your vehicle information, you can save money and also save time.