New Hampshire Auto Insurance

Posted by Harry Wagner

The New Hampshire car insurance laws are some of the loosest in the nation. If you are looking to compare quotes in NH, you can enter your ZIP code at the top of the page to start your search. However, you may not need to carry auto insurance if you are driving in the state.

Auto Insurance Is Not Automatically Required

Not everyone is required to have auto insurance in NH. Instead, only those who have previously been in an accident or convicted of a DUI are forced to carry liability insurance. However, the amount of insurance that you are then forced to carry is relatively low compared to other states.

How Much Coverage Do You Need To Carry If Required To Do So?

If you are required to carry liability insurance in New Hampshire, the minimum requirements are:

  • $25,000 Per Person Of Bodily Injury Coverage
  • $50,000 Per Accident Of Bodily Injury Coverage
  • $25,000 Of Property Damage Coverage

Drivers should keep in mind that these are only minimum levels. To fully protect yourself, it is advised that you purchase extra coverage and consider adding comprehensive coverage to your policy.

Use Online Comparison Sites To Get Cheap Car Insurance In NH

Drivers who are looking for affordable New Hampshire auto insurance quotes should take a few minutes to do comparison shopping online. The Internet is the best place to compare quotes from a variety of reputable companies. You will get a chance to compare premiums, available discounts and spend some time customizing your policy to get the level of coverage that is right for. The best part is that you are under no obligation to purchase any policy until you are ready to do so.

Tips For Lowering Your Auto Insurance Premiums

There are many ways that you can lower your car insurance premiums. For example, you could save 10 percent just by paying your premium in full. Another easy way to save money on auto insurance is to bundle your auto policy with a renters insurance policy or a homeowners insurance policy. If you are a good driver, you may be eligible for accident forgiveness programs or have the opportunity to get a discount for not making a claim on your previous policy.

Despite the fact that New Hampshire may not require you to have auto insurance, it is a good idea to have coverage anyway. If you were to get into an accident, it will be much easier to deal with knowing that your insurance company will be paying for the damage. However, don’t forget that going online to comparison shop for auto insurance is an easy and fast way to buy cheap insurance that fits your coverage needs.