New York Auto Insurance

Posted by Harry Wagner

Are you looking for an inexpensive auto insurance quote in New York? If so, you can enter your ZIP code to comparison shop and find the best price for insurance in NY. You are sure to find a policy that fits your budget while also providing adequate insurance.

Why Do You Need Auto Insurance?

Most states require that there drivers have insurance coverage before they can legally drive their vehicle. This is meant to keep people from causing damage that they cannot pay for. If you don’t have insurance, you could lose your car, have to pay a fine or even spend time in jail.

On top of that, you will pay for any damages that you incur in an accident. New York state requires that you have $25,000 of bodily injury coverage per person and a total of $50,000 of total bodily injury coverage per accident. You must also carry $10,000 in property damage insurance. An additional $50,000 in no fault insurance is also required in New York.

New York Is A No Fault State

New York is one of a handful states that is considered a no fault state. This means that your own insurance company will handle your damage claims regardless of who is at fault for the accident. Therefore, you may have your insurance rates increased even if you are not at fault for an accident that you may have been in.

How Can I Lower The Price Of My Auto Insurance In NY?

If you are looking for cheap insurance in NY, you should do a comparison check at least once a month. You cancel or change your policy whenever you think you can get a better deal elsewhere. When you cancel an existing policy, your old provider will notify you or your next insurance provider when the cancellation goes through. You will also get a credit for any portion of your policy that has been paid for already.

Why Should I Compare Prices Online?

The Internet is a great place to find the best prices as well as all the information you need to make sure that you are in compliance with state car insurance laws. If you are from out of state, you may only have 30 days to register and insure your car in New York State. If you don’t have insurance from a licensed New York state insurance provider, you will not be able to register your car.

Getting state auto insurance quotes is easy when you go online to compare quotes. You will also gain the added benefit of being able to purchase your policy and print out insurance documents as well. Therefore, don’t hesitate to save money on your next insurance policy today.