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Every state in the country requires motorists to carry a minimal degree of insurance to satisfy the state’s financial responsibility laws. Financial responsibility regulations in Ohio are set up not just to protect other drivers, but also to defend you from potential suits whenever you’re negligent for damages or injuries. As you are comparing car insurance quotes, you should make certain that you have reasonable limits, but don’t overlook the importance of carrying higher limits of liability and optional forms of cover. You ought to take a consider the minimum coverage requirements as a starting-point, and construct a policy that adequately covers both you, your family, and your assets if you’re ever involved in a serious injury.
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