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Non-owner car insurance is liability coverage for individuals who drive but don’t own a car basically. This type of insurance is going to give a person coverage in these instances: License suspension and the need for an SR-22 A driver who drives infrequently and has no car of their own You are in the process …
Vehicle accidents are sadly a fact of life amongst us at some point or another and those accidents ultimately result in a negative impact on your auto insurance whether you have a minor sideswipe with another car or a one-vehicle total loss. Sadly, these accidents will mar your insurance records for upwards of five years …
It is a legal obligation for someone selling a car to disclose that it holds a salvage title prior to the bill of the sale being signed or you have a right to bring a lawsuit. Finding out that the car that you are dreaming of buying for an incredibly low price actually offers a …
If you have a car that you use strictly for business purposes and carry business-use type insurance, you have the ability to deduct any costs that relate to your vehicle. Strictly commuting to and from work does not constitute business purposes and being reimbursed for the use of your car for business-related reasons by your …
Many motorists have long believed that the color of their car, specifically red, is going to affect how high their insurance premiums are going to be. This myth is not necessarily true in and of itself. Red cars are not considered to be any more expensive than any other color when factoring the cost of …
If you choose to drive someone else’s car, it’s critical that you confirm that they carry auto insurance. It’s also important that you understand that your auto insurance plan carries special provisions so that you’re covered when you borrow someone else’s vehicle. You need to find out what that coverage is and how it works. …
Gap insurance, which is also referred to as loan or lease payoff coverage, is a payout of the difference in the ACV or Actual Cash Value for the car and the present outstanding balance on the lease or loan for the vehicle. There are instances where it will also pay the standard insurance deductible as …
If you have a windshield or car window damage that hasn’t been caused by a vehicle accident, your comprehensive car insurance coverage will reimburse for these repairs. A lot of carriers will also waive or decrease the amount of the deductible for repairing your windshield as well, meaning you won’t have any money due out-of-pocket. …
There are four basic types of auto insurance coverage that will reimburse for repairs to your vehicle, none of which will cover for mechanical issues. They include liability, collision, comprehensive, and uninsured motorists. Collision. This is going to reimburse for repairs following an accident despite who was at fault for the crash. Comprehensive. Reimbursement is …
Your auto insurance carrier will reimburse you for repairs or a complete loss to your vehicle second to hail damages or any other natural disaster, but you need to have comprehensive coverage included in your auto insurance plan prior to the damage being sustained. A lot of states only require bare-bone insurance policies inclusive of …
