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Deductible reimbursement is handled differently based on the insurance carrier. Some request the deductible first then will reimburse you once recovery is obtained. While others will completely waive the deductible payment based upon the information obtained and if you purchased “Collision Deductible Waiver” on your policy. Collision Deductible Waiver is an optional add-on coverage on …
If a car insurance carrier made a top 10 list of terms they never want to see, retroactive would most definitely be on this list. Insureds (customers) usually ask insurance carriers if they allow retroactive car insurance when they have missed a payment. Most insurance carriers allow a grace period past the due date (typically …
Car insurance carriers like to use misleading terms at times. An easier way to learn what primary and secondary driver insurance means is “First and Second” driver insurance. The primary driver is whoever uses the car the most. Meaning, who is the primary/first person most likely to use this vehicle on a daily basis. The …
If you receive a parking ticket and pay the fine within the given period of time, it will not affect your insurance rates. And in fact, a parking ticket has no direct correlation with your driving or insurance history as long as you pay the fine. Parking tickets are associated with the vehicle owner. The …
The story of Country Financial began in 1925 when a small group of farmers banded together to form an insurance company that had the interest of the average person in mind. At the time, the goal of Country Financial was to safeguard the things that were important to their customer’s livelihood, which is why they …
Back in 1923, a man named Hawthrone K. Dent wanted to approach the idea of insurance in an entirely new way. He was a pioneer looking to defy convention and ignore those who said it couldn’t be done. With nothing but conviction and a big dream, he started the General Insurance Company of America in …
First organized in 1950, Virginia Farm Bureau Insurance has always sought to support and grow agriculture in Virginia, all while satisfying the unique insurance needs of farms, families, and small businesses. Customers who choose Virginia Farm Bureau for auto, home, or health are members of the 88 country Farm Bureaus, Virginia’s largest farmer’s advocacy group. …
Initially founded in 1914, CSAA has been offering insurance products to AAA members through key partnerships with innumerable AAA clubs from coast to coast. They currently serve more than 17 million AAA members and are considered to be one of the top auto insurance groups in the United States. For more than 90 years, CSAA …
The Hartford story first began in 1810 as a fire insurance company. At the time, president Nathaniel Terry built the company with the idea that helping others was a noble commitment worth pursuing. Fifteen years later, they wrote the very first fire insurance policy for a higher education institution- Yale University. Since its inception 200 …
Since opening its doors in 1946, the mission of Shelter Insurance was simple: provide affordable auto insurance to residents of Missouri. Today, more than 70 years later, Shelter is one of the top regional insurance companies in the United States. With more than 1,300 licensed agents in 18 states, Shelter is committed to providing insurance …
