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What Not To Say To A Car Insurance Adjuster?

What Not To Say To A Car Insurance Adjuster?

Every insurance carrier handles claims differently. When reporting a claim for the first time, the person taking the claim is typically not going to be your claims adjuster. This person is typically not trained to answer most claims related questions. They are on what insurance carriers call the “First Notice of Loss” department. FNOL employees …

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Is California A No-fault Car Insurance State?

Is California A No-Fault Car Insurance State?

“Driving on California’s highways can be a risky proposition.” That is the first sentence found on The State of California’s Insurance Website article titled “So You’ve Had an Accident, What’s Next?” It’s off-putting that this is the very first sentence but it should be the first sentence because it’s very true.   When it comes to …

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What Happens If You Don’t Pay Car Insurance On Time?

What Happens If You Don't Pay Car Insurance On Time?

Most insurance carriers provide a grace period past the due date (typically 7-10 calendar days) to make a payment to avoid a lapsed insurance policy. If your insurance carrier has a website and you’ve created a username on their website to make payments, most insurance carriers will send you a reminder email when your payment …

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What Is Primary And Secondary Driver Insurance?

What Is Primary And Secondary Driver Insurance?

Car insurance carriers like to use misleading terms at times. An easier way to learn what primary and secondary driver insurance means is “First and Second” driver insurance. The primary driver is whoever uses the car the most. Meaning, who is the primary/first person most likely to use this vehicle on a daily basis. The …

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Do I Need Mechanical Breakdown Insurance?

Do I Need Mechanical Breakdown Insurance?

When you’re filling out the paperwork to buy a car, the dealer will usually tell you about extended warranties, mechanical breakdown insurance, and other options that could prepare you for dealing with car problems in the future. Most people are familiar with the concept of a warranty, but what is breakdown insurance? Is it something everyone …

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