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Obviously car insurance only came into existence once cars were invented. The first car was invented in 1886. The first recorded car insurance policy was sold in 1898 by Travelers Insurance to a doctor who wanted to insure his horse and buggy. However, cars were only purchased by the extremely wealthy for the first 20 years. …
If you are at fault for a car accident, your car insurance rates are likely going to heavily increase. How much higher your rates will increase varies greatly state to state and if any parties were injured from the accident. If you research online, you will likely find a range your policy will increase from …
If you want to be extremely safe, you might want to hold onto them for three years in the event of a tax audit from the IRS. However, the likelihood of your car insurance factors into a possible tax audit is extremely low unless your car insurance premiums adjust your tax return greatly. Typically, you …
I just caused an accident… Since 2014, there have been over 6 million auto accidents every year in the United States. On average, every American is involved in an accident every 18 years and four times throughout their life. Using these stats, you have a one in four (25%) chance of causing an at-fault accident …
Read MoreCan I Get Sued For A Collision That Was My Fault Even If I Have Auto Insurance?
Well, it depends. To understand how much a driver can increase a car insurance policy, we need to understand how car insurance carriers calculate premium rates. This involves a multitude of factors and risk insurance carriers try to gauge. The main factors are: driver age, driver gender, years of driving experience, driving record (DMV database …
Read MoreHow Much Does It Cost To Add A Driver To A Car Insurance Policy?
It depends on the writing. The best place to look is your Insurance ID card. Your insurance ID card mimics what is on your car insurance declarations page. The declarations page is the first and most important piece of paper associated with your car insurance policy. It will list the named insureds, drivers, address, policy period, …
On the hunt for a used car, you will routinely come across three types of titles: clean, salvage, and rebuilt. Salvage cars are a total loss and in need of copious repairs. Clean title cars are cars that have never been in an accident and are not in need of major repairs. Rebuilt title cars …
Child support is something that can get very technical and legal. Both parents have a responsibility to contribute financially to their child or children. Children are not cheap at any age from newborn up until they are 18, and both parents have responsibilities that come with having a kid. Child support is basically to assist …
When you work for a company, it might require you to have your own vehicle, but this can potentially create problems with your auto insurance. The reason your employer will ask you is for liability purposes; they want to make sure you are protected if you use your car. With that being said, your auto …
Congratulations! You’ve just bought a new car. Or perhaps a used car, but it’s new to you! In either case, one of your priorities should be getting it insured so that you’re covered in the event of an accident. Plus, if you get pulled over you want to be sure that you’re not breaking any …
