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Every state in the country requires motorists to bear a minimal amount of insurance to fulfill the state’s financial responsibility laws. Financial responsibility regulations in Pennsylvania are in place not just to protect other drivers, but also to protect you from possible lawsuits if you are negligent for damages or injuries. When you are comparing auto insurance quotes, you are required to make sure that you have adequate limits, but don’t miss the importance of carrying higher limits of liability and optional types of cover. You ought to look at the minimum coverage requirements as a starting point, and develop a plan that sufficiently covers both you, your family, as well as your assets if you are ever involved in a severe accident.
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