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Every state within the country requires drivers to carry a minimal amount of insurance to fill the state’s financial responsibility regulations. Financial responsibility regulations in Ohio are in place not just to protect other motorists, but also to defend you from potential lawsuits if you are negligent for damages or injuries. When you are comparing car insurance quotes, you are required to make sure you’ve got reasonable limits, but do not overlook the importance of carrying higher limits of liability and optional types of cover. You should consider the minimal coverage requirements as a starting-point, and construct a plan that sufficiently covers both you, your family, as well as your assets if you’re actually associated with a severe injury.
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