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Every state in the nation requires motorists to carry a minimal degree of insurance to fulfill the state’s financial responsibility regulations. Financial responsibility regulations in Ohio are in place not only to protect other motorists, but also to defend you from potential lawsuits if you are negligent for damages or injuries. As you’re comparing auto insurance quotes, you should make certain that you’ve got reasonable limits, but don’t overlook the value of carrying higher limits of liability and optional forms of cover. You should observe the minimal coverage requirements as a starting point, and build a policy that adequately covers both you, your family, and your assets if you are actually associated with a serious injury.
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