FREE Auto Insurance Comparison
Compare quotes from top car insurance providers and save today!
Every insurance carrier handles claims differently. When reporting a claim for the first time, the person taking the claim is typically not going to be your claims adjuster. This person is typically not trained to answer most claims related questions. They are on what insurance carriers call the “First Notice of Loss” department. FNOL employees …
“Driving on California’s highways can be a risky proposition.” That is the first sentence found on The State of California’s Insurance Website article titled “So You’ve Had an Accident, What’s Next?” It’s off-putting that this is the very first sentence but it should be the first sentence because it’s very true. When it comes to …
Most insurance carriers provide a grace period past the due date (typically 7-10 calendar days) to make a payment to avoid a lapsed insurance policy. If your insurance carrier has a website and you’ve created a username on their website to make payments, most insurance carriers will send you a reminder email when your payment …
Read MoreWhat Happens If You Don’t Pay Car Insurance On Time?
If a car insurance carrier made a top 10 list of terms they never want to see, retroactive would most definitely be on this list. Insureds (customers) usually ask insurance carriers if they allow retroactive car insurance when they have missed a payment. Most insurance carriers allow a grace period past the due date (typically …
Car insurance carriers like to use misleading terms at times. An easier way to learn what primary and secondary driver insurance means is “First and Second” driver insurance. The primary driver is whoever uses the car the most. Meaning, who is the primary/first person most likely to use this vehicle on a daily basis. The …
If you receive a parking ticket and pay the fine within the given period of time, it will not affect your insurance rates. And in fact, a parking ticket has no direct correlation with your driving or insurance history as long as you pay the fine. Parking tickets are associated with the vehicle owner. The …
When you’re filling out the paperwork to buy a car, the dealer will usually tell you about extended warranties, mechanical breakdown insurance, and other options that could prepare you for dealing with car problems in the future. Most people are familiar with the concept of a warranty, but what is breakdown insurance? Is it something everyone …
If you’re in the market for new wheels, but you’re trying to decide whether you should lease or buy, the first consideration is probably cost. And of course, when you figure up the cost of a car, the monthly payment isn’t your only consideration. You’ll also have to consider other potential costs, like additional mileage …
If you are in charge of ensuring that your company’s vehicles have adequate insurance coverage, there are a number of questions you might have. Here are a few of the most common questions we’ve run into with regard to personal use of a company vehicle. Do I Need Special Coverage If My Employees Take A …
Usually, drivers are well aware of whether or not they have car insurance, so you may be embarrassed to even have this question. Don’t be. There are numerous situations that can result in being unsure if you have car insurance coverage at a certain point in time. It can be even more complicated if you …
