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The type of coverage for a financed car is dependent on a few factors. Older cars need less coverage than newer cars, for example. Liability insurance is required in every state, and every state has a different minimum requirement. Depending on the car, you may need full, collision, or comprehensive coverage before receiving a loan. …
Moving out of state is already stressful. You have a lot to worry about, and car insurance is included in that package. Update your registration and policy, or at least prepare for in advance. Do your research because auto insurance varies from state to state, depending on the laws. Once you contact your insurance company, …
Read MoreHow To Change Car Insurance When Moving Out Of State?
Most car rental companies have their own insurance. Your rental car is covered for liability damages at the very least. Other rental companies may also opt-in for collision coverage. Without your own auto insurance, a car rental company might ask you to pay extra to be covered. Rental cars are automatically insured, but you still …
Some events are outside of your control. Damage could happen to your car, even without driving it. Sudden weather or natural disasters are far from your control, but they still happen. A flash flood might be the last thing on your mind when you park your car on the side of the road. Once it …
Sometimes, you can get into an auto accident while the other person is not driving. A bicyclist hits your car, and they do enough damage to make it significant. The accident was the bicyclist’s fault, so it is their responsibility to pay for the damages to your car. On the downside, bicycle accidents are not …
Read MoreCan I File An Insurance Claim If A Bicycle Hits My Car?
When you get into an accident, your auto insurance premium increases. Finding extra money for additional insurance costs is stressful. This stress does not last forever. An accident stays on your record for three years, and all insurance companies have the ability to see it. You cannot switch your insurance company to get out of …
Read MoreHow Long Does It Take For An Accident To Fall Off Your Insurance?
A car insurance binder is proof of purchase of your auto insurance. Before everything is finalized, it lets others know that you have purchased insurance. The point of proof of insurance is to give the insurer time to verify your data, and it protects you from legal trouble if you were to be pulled over …
Cosigners are responsible for partial payments on a vehicle. There are many purposes for cosigning a car. Perhaps the original buyer does not have the credit or finances to purchase the vehicle. A cosigner with better credit or a more stable income is the original buyer’s solution. Because the cosigner is partially responsible for the …
Full coverage auto insurance might cover scratches and dents. This type of coverage includes most cosmetic repairs. You may find full coverage to be more necessary for a newer car in this case. Claiming a scratch or dent on your insurance may not seem worth it for an older car. Newer cars, however, you may …
Whether your car insurance rates will go up after a not-at-fault accident really varies by the insurance company and by state. For example, on Progressive Insurance’s website “It may seem unfair, but accidents that aren’t your fault may still increase your rate in certain states. However, they may not cost as much as at-fault accidents. …
Read MoreIf A Car Accident Is Not Your Fault Does Your Insurance Go Up?
